SEFA is your personal finance companion — track income, manage budgets, import statements, and get plain-language AI insights about your money.
Final year project · Bowen University · Software Engineering
Read-only access
Connect your bank safely. SEFA can only view — never move money.
AI-driven insights
Statement import
Open your phone camera, scan the code, and install the latest Android APK build of SEFA. This APK receives the newest preview-channel app update on launch.
Scan to install
Built for personal finance you can trust
SEFA, Smart Expense and Finance Assistant, is an AI-powered mobile app designed to make personal finance easier to manage. It combines expense tracking, income records, budgets, statement import, read-only bank connections, and assistant-led insights in one secure experience.
SEFA helps users track income, monitor spending, manage budgets, and understand their money through practical AI-guided insights.
The system was developed as an academic software engineering project focused on solving everyday personal finance challenges.
Supervised by Mr Falana, with emphasis on a secure, useful, and user-friendly financial budgeting experience.
Built by Owoade Habeeb Temitope, Department of Software Engineering, Bowen University.
Supervisor: Mr Falana
Ask questions about your spending, budget position, and saving opportunities. SEFA explains your financial patterns in plain language so you know what to do next.
01/03SEFA Assistant
Swipe the feature area or use the arrow keys to change slides.
From tracking a single expense to reviewing AI-generated spending insights, SEFA gives you the tools to take control.
Sign in with email and password protected by industry-standard hashing. Your account is locked down from day one.
Log every transaction with categories, notes, and dates. Get a clear picture of where your money comes from and where it goes.
Set monthly budgets per category and track your progress in real time. Receive alerts before you overspend.
SEFA analyses your spending patterns and surfaces practical recommendations to help you improve your financial habits.
Connect your bank account in read-only mode. SEFA can never move money — it only reads transactions to save you manual entry time.
Upload PDF, CSV, or Excel bank statements. Review parsed rows, correct unclear entries, and approve exactly what gets saved.
Ask SEFA Assistant questions about your finances in plain language. Get spending summaries, budget status, and savings tips instantly.
Lock the app with Face ID, fingerprint, or a custom PIN so your financial data stays private even if your phone is shared.
SEFA is designed to be simple. Follow these steps and start gaining clarity over your finances today.
Sign up with your email address and set a secure password. Your account is protected from the moment you register.
Set your financial profile, choose your base currency, and configure your preferred categories so SEFA understands your money habits.
Manually log income and expenses, import a bank statement, or connect your bank account in read-only mode to pull in transactions automatically.
Define monthly spending limits for categories like food, transport, and entertainment. SEFA tracks your progress and notifies you when limits are close.
Explore your AI-generated spending summaries, trend charts, and personalised recommendations to build smarter financial habits over time.
Use the conversational assistant to ask questions about your finances — from monthly summaries to budget position — and get clear, data-driven answers.
SEFA is built with a privacy-first approach. Every feature is designed to give you financial clarity without ever compromising your security.
For questions about the project, feedback, or academic review, you can contact me directly through email.
